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Small Employer Health Insurance Reimbursement

A provision of the 21st Century Cures Act re-opens for small employers the opportunity to reimburse medical insurance premiums for employees including premiums in the individual market. Employers are expected to take advantage of this new opportunity that will help them attract and retain talent. The Act, created a new hybrid HRA entity called a [...]

By | January 10th, 2017|ACA, Health Care Reform, The Cost of Health Care|Comments Off on Small Employer Health Insurance Reimbursement

Full ACA Changes coming this year – Part 3 Final Part

To continue the review offered by Michael D. Thomas, LifeHealthPro. Although the Affordable Care Act was passed in 2010, there has been a timeline of implementation — with some components being immediately implemented, while others have been implemented over time in 2012, 2013, 2014 and 2015. Note: Numbers 5 and 7 did not directly affect Employers. No. 4: [...]

By | July 12th, 2016|ACA, benefits, Employee Benefits, Federal Marketplace, The Cost of Health Care|Comments Off on Full ACA Changes coming this year – Part 3 Final Part

PPACA – and the Truth just keeps showing up.

The CBO looks again at the health reform law A new report from the nonpartisan Congressional Budget Office (CBO) sheds further light on the expected cost of the health care reform law. Its new analysis is in response to last month's Supreme Court ruling, which said states can opt out of the part of the [...]

By | August 2nd, 2012|Health Care Reform, The Cost of Health Care|Comments Off on PPACA – and the Truth just keeps showing up.

Carriers are reacting to PPACA following decision

I continue to read carrier reactions to the recent decision allowing PPACA to move forward.    Carrier financial projections are cautious with comments about negative earnings and changes to benefit plans in response.    The recent requirement to distribute the Minimum Loss Ratio rebates has quickly resulted (although I suspect they were ready) in new "standard" small business plan [...]

By | August 1st, 2012|Health Care Reform, The Cost of Health Care|Comments Off on Carriers are reacting to PPACA following decision

Controlling Health Care Costs

The question is less about health *care* than health insurance. There is little an employer can do to manage the costs of health delivered by doctors and hospitals outside their control. What we are more likely looking at is what can an employer can do to control the costs the employee incurs related to the [...]

By | January 12th, 2012|The Cost of Health Care|Comments Off on Controlling Health Care Costs