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Full ACA Changes coming this year – Part 3 Final Part

To continue the review offered by Michael D. Thomas, LifeHealthPro. Although the Affordable Care Act was passed in 2010, there has been a timeline of implementation — with some components being immediately implemented, while others have been implemented over time in 2012, 2013, 2014 and 2015. Note: Numbers 5 and 7 did not directly affect Employers. No. 4: [...]

By | July 12th, 2016|ACA, benefits, Employee Benefits, Federal Marketplace, The Cost of Health Care|Comments Off on Full ACA Changes coming this year – Part 3 Final Part

Employers – Beware of CMS data match letters regarding Medicare Eligible employees

Recently, there have been many employers who receive a letter from a joint data matching project sponsored by the Centers for Medicare and Medicaid Services, the Social Security Administration and the Internal Revenue Service.    This project is all about one thing: Medicare Secondary Payer rules. There has been a long-standing rule that employers are [...]

By | June 22nd, 2016|Employee Benefits, Medicare News|Comments Off on Employers – Beware of CMS data match letters regarding Medicare Eligible employees

Small Companies can offer Big Benefits

As ACA continues to impact all business owners, small businesses are looking for ways to continue and offer benefits plans which retain employees. Voluntary benefits, including Dental, Vision, Accident, Critical Illness, Cancer and Disability are becoming very important for businesses to research.   Especially true as many of these programs can be paid pre-tax reducing your [...]

By | May 13th, 2014|Employee Benefits, Voluntary Benefits|Comments Off on Small Companies can offer Big Benefits

The problem with Employer MEC plans

Caution with MEC Plans Lisa Williams, an insurance and education specialist based in Flower Mound, Texas, recently shared a very good article on the pitfalls of employers using MEC plans to meet ACA requirements.    If you are an employer, this is very important reading.

By | March 28th, 2014|Employee Benefits, Health Care Reform, PPACA|Comments Off on The problem with Employer MEC plans