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ACA Health Care Exchange Subsidy May be Illegal

ACA subsidies on federal exchange overturned (Bloomberg) — President Barack Obama’s health care overhaul suffered a potentially crippling blow as a U.S. appeals court ruled the government can’t give financial assistance to anyone buying coverage on the insurance marketplace run by federal authorities. The decision, if it withstands appeals, may deprive more than half the [...]

By | July 22nd, 2014|benefits, Governments|Comments Off on ACA Health Care Exchange Subsidy May be Illegal

ACA Update – Happy Fourth of July

Happy Fourth of July to everyone. In case you did not hear, adding to the maximum 90 day wait for eligibility for new hires now the IRS & HHS has decided employers can implement a 30 day Orientation Period before the 90 day period starts. My clients have all implemented a 60 day waiting period [...]

By | July 2nd, 2014|benefits, Governments|Comments Off on ACA Update – Happy Fourth of July

Employers and HR Managers Search for New Employee Benefits Options

During WWII the government enacted wage controls but decided employee health insurance was not a wage.     Employers used the offer of health insurance plans to attract and retain quality employees.    Today, the ACA is dramatically leveling the market for employee incentives. Employers are searching once again for affordable benefit plan offerings to attract and retain [...]

By | May 29th, 2014|benefits|Comments Off on Employers and HR Managers Search for New Employee Benefits Options

Small Companies can offer Big Benefits

As ACA continues to impact all business owners, small businesses are looking for ways to continue and offer benefits plans which retain employees. Voluntary benefits, including Dental, Vision, Accident, Critical Illness, Cancer and Disability are becoming very important for businesses to research.   Especially true as many of these programs can be paid pre-tax reducing your [...]

By | March 13th, 2014|benefits|Comments Off on Small Companies can offer Big Benefits